Debt management is an informal process where your debts repayments are reduced to an affordable level.

A qualified debt adviser negotiates with the lenders for a payment that can be realistically met by you each month while allowing you to live a normal life and pay all your day to day living expenses before your debt repayments.

The debt adviser will speak to you to find out what you can realistically afford to pay.
Once the payment amount is agreed, you will make only one payment each month, this will then be distributed among the lenders.

Interest is normally frozen so the debts do not increase anymore

If you would like to know if you qualify for debt management complete the form below, your details will be assessed and you will receive an email within 15 minutes regarding your options